Investment Overview
Brand-new construction in Memphis — this 4-bedroom, 2-bath home offers the perfect opportunity for investors looking for a modern, low-maintenance rental property. Built in 2025, it’s move-in ready with zero rehab needed, strong rental demand, and solid long-term appreciation potential. Ideal for a Buy & Hold or Section 8 investment strategy.
Investment Summary
Purchase Price: $175,000
Rehab Cost: $0 (new construction)
After Repair Value (ARV): $175,000
Total Project Cost: $175,000
Rental Analysis
Estimated Monthly Rent: $1,750
Annual Gross Rent: $21,000
Vacancy (3%): –$630
Effective Gross Income: $20,370
Operating Expenses:
Property Management (10%) → $2,100
Property Taxes → $1,400
Insurance → $1,200
Maintenance → $500
Total Annual Expenses: $5,200
Net Operating Income (NOI): $15,170
Financing (Investor Terms)
Loan Amount (80%): $140,000
Down Payment (20%): $35,000
Interest Rate: 7%
Term: 30 years
Monthly Mortgage (P&I): ~$931
Annual Debt Service: ~$11,172
Cash Flow & Returns
Cash Flow Before Taxes (CFBT):
NOI ($15,170) – Debt Service ($11,172) = $3,998/year (~$333/month positive cash flow)
Cash-on-Cash Return:
$3,998 ÷ $35,000 = 11.4%
Cap Rate:
$15,170 ÷ $175,000 = 8.67%
