Line Item Amount
Purchase Price: $20,000
Rehab Estimate: $40,000
Resale Value (ARV): ___ (to be updated)
Commissions & Closing (5%): $1,000
Total All-In Cost: $61,000
Projected Profit (ARV − Total All-In): ___ (depends on ARV)
Financing (20% down, 7% interest, 30 years)
Down Payment: $4,000
Loan Amount: $16,000
Monthly Mortgage (P&I): ~$106
Annual Mortgage (P&I): ~$1,272
Rental Scenario (if held instead of flip)
Estimated Rent: ~$1,000/mo (from market comps)
Gross Annual Rent: $12,000
Vacancy (2%): –$240
Effective Gross Income: $11,760
Operating Expenses
Property Management (10%): $1,200
Taxes + Insurance (est.): $3,700
Maintenance: TBD
Total Operating Expenses: ~$4,900
Net Operating Income (NOI): ~$6,860
Cash Flow Before Taxes (after mortgage): ~$5,588
Cash-on-Cash Return: ~139.7% (on $4,000 equity)